(all carriers are accepted by )
How do all the options compare?
Hospital visits
Deductible per stay plus copays for long stays covered
Doctor visits
80% after met deductible
Prescription drug coverage
Most prescriptions not covered
Dental, vision, & hearing coverage
Not covered
Extra benefits (gym memberships, transportation, meals or reimbursement for over-the-counter expenses, such as vitamins)
None
Annual out-of-pocket limit
None
Network
You can use any doctor that accepts Medicare and do not need referrals
Part B premium
Monthly premium
Are there $0 additional premium options?
N/A
Hospital visits
Covered
Doctor visits
Covered by most plan options
Prescription drug coverage
Need to buy a separate plan
Dental, vision, & hearing coverage
Not covered
Extra benefits (gym memberships, transportation, meals or reimbursement for over-the-counter expenses, such as vitamins)
Not covered
Annual out-of-pocket limit
Offered in a few plans
Network
You can use any doctor that accepts Medicare and do not need referrals
Part B premium
Monthly premium
Are there $0 additional premium options?
No
Hospital visits
Per-day copays for a set number of days, after at 100%
Doctor visits
Low or no copays for doctor & specialist visits
Prescription drug coverage
In most plans
Dental, vision, & hearing coverage
In many plans
Extra benefits (gym memberships, transportation, meals or reimbursement for over-the-counter expenses, such as vitamins)
In many plans
Annual out-of-pocket limit
Yes
Network
You may be required to use doctors and hospitals in the plan network and may need referrals to see specialists. Many plans have large networks of doctors and hospitals to choose from.
Part B premium
Some plans provide a rebate for part of the premium
Are there $0 additional premium options?
Yes $0 additional premium options in many markets